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Cars with a greater probability of being stolen also raise insurance premiums, while cars with better safety or reliability records can lower your insurance rate. Car insurance premiums vary according to the likelihood of your being involved in a collision or having your vehicle stolen. Factors such as geography, climate, and traffic congestion affect the frequency and cost of claims.

Rate comparisons provided here are based on our Progressive Direct auto insurance product and Progressive Direct’s credit evaluation. Consumers can select a different credit evaluation when they obtain competitor rate service. Rates for these insurers reflect the higher levels of coverage.

Consumers may compare the different quotations from multiple companies instantly from . Consumers already have the option to purchase additional liability, accident benefits, collision and comprehensive coverage and to choose their deductibles.