Firms have lots of different areas and groups within them. In most firms, there is sales and trading which works with owners of securities, investment banking which works with issuers of securities (firms and governments) and capital markets which goes in between the other two. Firm-level investment was largely financed by equity and long-term debt, with little reliance on retained earnings. Investment policy stabilized in the new- REIT era, and capital structures became more complex.
Bankruptcy Court, and they have several responsibilties. Among them is to ensure you, as the debtor, were honest in completing your bankruptcy petition and signed it with full understanding of what you were doing. Banks are considered monetary castles where your money is safe as a house. They do much client reading before even opening an account and thee is a feeling of assurance with banks.