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Investments should not be considered as financial planning. You should be in-charge of your money and monitor it at every step. Investment advisers cannot sell securities products without a securities license. For that, you must use a licensed securities representative such as a stockbroker. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Information current as at date of posting. Applications for credit are subject to the Bank’s prevailing lending criteria. Information provided does not take into account your particular investment objectives, financial situation or investment needs. You should assess whether the information on this website is appropriate to your particular investment objectives, financial situation, and investment needs. Information, resources and material offered are believed to be from reliable sources, and no representations are made as to their accuracy or completeness. Ascend Financial Planning has no control over the accuracy or content in websites found through the links within.

Generally, a business will compare actual sales, gross profit, and costs and expenses to what was set in the plan. Generally financial consultants start the financial planning process with an assessment of their client’s risk profile. Determining a client’s investment strategy from a risk profile is inaccurate as the investment strategy will not necessarily meet the financial goals of the client.